Health Insurance In Montana.Com - Dave Olson of Helena 406-442-0352 
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Individual/FamilyBlue Cross Blue Shield Individual Health Insurance Plans...
Individual Health Plans:
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Other Health Plans for Seniors and Families:
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Value Blue[List of BCBS Participating Providers] --Select "Blue Cross Blue Shield Of Montana" from the drop down menu "Choose a Plan".
If Interested in Group Health Insurance or Individual Long Term Health Care Insurance, Please Contact Us
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Contact Us at 406-442-0352
New and Renewal Rates for Apr, May, Jun, 2008
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Value Blue Health Insurance Plan
A High deductible low premium health insurance plan that includes hospitalization, surgery, emergency medical care, outpatient services, and a $500 Primary Care Benefit that covers the first $500 in covered services with BCBS Participating Providers at 100 % for the following:
 Routine physical examsGynecological exams including pap smearsOffice visitsVision examsAccident servicesDiagnostic and laboratory servicesImmunizations & VaccinationsOther covered services paid at 100 % after $5000 deductible.
Individual Policies are subject to medical underwriting unless otherwise noted (included in application).
View list of BCBS participating providers. Select "Blue Cross and Blue Shield of Montana" from the "Choose a Plan" drop-down menu.
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Age
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Monthly Premium per Person
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Under 25
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151.45
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25-29
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162.58
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30-34
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176.86
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35-39
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199.94
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40-44
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227.88
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45-49
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266.38
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50-54
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289.01
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55-59
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327.63
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60 +
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383.77
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1 child
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118.57
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2 children +
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237.14
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If more than one person is applying, another form will be needed for each additional applicant.
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New and Renewal Rates for Apr, May, Jun, 2008
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Essential Care Health Insurance Plan
Major medical HOSPITAL health insurance plan with comprehensive hospital coverage. Plan features a low $200 deductible after which a 70/30 co-pay applies until $2000 out-of-pocket is reached and a plan will then pay @ 100%
Benefits of the Essential Care Plan include:
Low Deductible$200 Accident BenefitOutpatient surgery benefit to $5000$1,000,000 lifetime coverageComprehensive Pregnancy CoverageMammogramsWell Child Care to 2 years of ageIndividual Policies are subject to medical underwriting unless otherwise noted (included in application).
Special Note: Benefits on this plan are limited. Please check your Member Certificate for details.
View list of BCBS participating providers. Select "Blue Cross and Blue Shield of Montana" from the "Choose a Plan" drop-down menu.
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Age
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Monthly Premium per Person
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Under 25
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192.40
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25-29
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206.54
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30-34
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224.68
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35-39
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254.00
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40-44
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289.50
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45-49
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338.41
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50-54
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367.15
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55-59
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416.21
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60 +
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487.54
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1 child
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150.62
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2 children +
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301.24
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If more than one person is applying, another form will be needed for each additional applicant.
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New and Renewal Rates for Apr, May, Jun, 2008
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Healthy Montanan Health Insurance
Plan (Personal Choice Plan)An individual health insurance benefit plan with three available options.
Option I: No deductible, 60/40 copayment, $2000 Maximum Member Liability
Option III: $500 annual deductible, 70/30 copayment, $2000 Maximum Member Liability, Dental and Vision Coverage
Option V: $2500 annual deductible, no copayment, $2500 Maximum Member Liability
Individual Policies are subject to medical underwriting unless otherwise noted (included in application).
Special Note: Member qualifies by answering questions on a health statement.
View list of BCBS participating providers. Select "Blue Cross and Blue Shield of Montana" from the "Choose a Plan" drop-down menu.
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Premiums:
Age
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Option I
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Option III
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Option V
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Under 25
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429.73
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369.92
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262.01
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25-29
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475.16
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397.11
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281.27
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30-34
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516.90
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431.99
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305.98
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35-39
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584.36
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488.37
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345.91
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40-44
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666.03
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556.62
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394.25
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45-49
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778.54
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650.65
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460.86
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50-54
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844.67
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705.92
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500.00
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55-59
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957.54
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776.94
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566.82
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60 +
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1,121.63
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800.25
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663.95
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1 child
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346.53
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289.61
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205.13
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2 children +
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693.06
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579.22
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410.26
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If more than one person is applying, another form will be needed for each additional applicant.
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New and Renewal Rates for Apr, May, Jun, 2008
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Montana Youth Care Health Insurance Plan
A comprehensive low premium health insurance plan that includes hopitilization, surgery, emergency medical care, outpatient services, and a $400 Primary Care Benefit that covers the first $400 in covered services with BCBS Participating Providers at 100% for the following:
Routine physical examsGynecological exams including pap smearsOffice visitsVision examsAccident servicesDiagnostic and laboratory servicesImmunizations & VaccinationsOther covered services paid at 75/25 after $1000 deductible up until MML of $2500.
Other benefits include:
Hospitalization and surgeryEmergency care and outpatient servicesPharmacy benefit with $100 deductible, then paid at 75%A health plan just for children from 3 months to 19 years of ageIndividual Policies are subject to medical underwriting unless otherwise noted (included in application).
View list of BCBS participating providers. Select "Blue Cross and Blue Shield of Montana" from the "Choose a Plan" drop-down menu.
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Age
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Monthly Premium per Person
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3 months - 5 years
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116.39
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6-14
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90.84
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15-18
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132.48
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If more than one person is applying, another form will be needed for each additional applicant.
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New and Renewal Rates for Apr, May, Jun, 2008
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High Deductible Health Plan (HDHP)
A HSA (Health Savings Account) qualified High Deductible Health plan that:
Saves PremiumsReduces TaxesBuild's Tax-favored SavingsTake a look at Blue Cross Blue Shield's High Deductible Health Plan and take control of your Health Care Dollars.
Two Available Options:
Option I: $2,500/5,000 Annual Deductible
Option II: $5,000/10,000 Annual Deductible
Individual Policies are subject to medical underwriting unless otherwise noted (included in application).
View list of BCBS participating providers. Select "Blue Cross and Blue Shield of Montana" from the "Choose a Plan" drop-down menu.
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Premiums:
Age
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Option I
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Option II
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Under 25
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131.52
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91.54
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25-29
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141.37
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98.39
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30-34
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149.98
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104.38
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35-39
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177.05
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123.22
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40-44
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215.20
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149.77
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45-49
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268.13
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186.61
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50-54
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322.27
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224.29
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55-59
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387.43
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269.64
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60 +
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410.80
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285.91
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1 child
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38.24
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26.61
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2 children +
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76.48
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53.22
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If more than one person is applying, another form will be needed for each additional applicant.
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New and Renewal Rates for Calendar Year 2008
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Senior Health Insurance Plan
Health insurance plan for seniors that offers three options of protection to supplement Medicare benefits.
Plan A: Lowest cost, covers basic benefits.
Plan C: Covers Basic benefits and Part A&B Deductible, foreign travel emergency and Skilled Nursing Coinsurance.
Plan F: Basic benefits, Skilled Nursing Coinsurance, Part A Deductible, Part B Deductible, Part B excess (100%) foreign travel emergencies.
Entry Age Rating: Blue Cross and Blue Shield of Montana can only raise your premium if we raise the premium for all policies like yours in the state. Once you enroll in a plan, your premium will remain at that entry level. Your rate will not increase due to age.
Please Note: For Montana Medicare claims, we can set you up to allow the claims to automatically crossover from Medicare to BCBSMT.
View list of BCBS participating providers. Select "Blue Cross and Blue Shield of Montana" from the "Choose a Plan" drop-down menu.
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Premiums:
Age
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Plan A
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Plan C
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Plan F
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65-66
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83.15
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133.45
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165.49
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67-69
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92.40
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148.27
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183.87
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70-74
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104.41
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167.55
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207.79
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75-79
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119.19
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191.28
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237.20
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>80
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138.59
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222.42
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275.80
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New and Renewal Rates for Calendar Year 2008
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Senior Blue Health Insurance Plan
Health insurance plan for seniors that offers five options of protection to supplement Medicare benefits.
Attained Age Rating: The premium is based on your current age and increases automatically as you grow older. Typically these plans are less expensive because applicants are required to complete a health statement for acceptance (except when you enroll within your 6 month open enrollment period.)
Please Note: For Montana Medicare claims, we can set you up to allow the claims to automatically crossover from Medicare to BCBSMT.
View list of BCBS participating providers. Select "Blue Cross and Blue Shield of Montana" from the "Choose a Plan" drop-down menu.
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Premiums
Age
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Plan A
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Plan B
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Plan C
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Plan F
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Plan G
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65
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74.30
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92.10
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107.11
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117.43
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99.69
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66
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76.32
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95.11
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110.61
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121.91
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103.86
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67
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78.39
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98.22
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114.23
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126.55
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108.21
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68
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80.52
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101.44
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117.96
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131.38
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112.73
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69
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82.71
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104.76
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121.82
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136.38
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117.45
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70
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85.09
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109.08
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126.85
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142.30
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122.85
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71
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87.47
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113.12
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131.55
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148.10
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128.25
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72
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89.91
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117.30
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136.41
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154.14
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133.88
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73
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92.43
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121.64
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141.46
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160.42
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139.76
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74
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95.01
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126.14
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146.69
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166.95
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145.89
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75
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99.26
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132.17
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153.94
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173.86
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152.33
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76
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102.58
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137.54
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160.28
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180.98
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159.02
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77
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106.02
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143.12
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166.67
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188.39
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166.02
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78
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109.57
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148.93
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173.33
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196.11
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173.31
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79
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113.24
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154.97
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180.88
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204.14
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180.94
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80+
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117.05
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160.46
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188.75
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212.32
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189.56
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